2021-06-27 02:32:09
导语
近日，中国唯一国家级英文日报——中国日报 China Daily 对宜信进行超大幅的版面报道，充分展现了宜信财富的国际化能力、投资能力和科技能力：从2015年中国金融科技第一股“宜人贷”在美上市，到宜信新金融产业基金每月投资一家美国公司，再到宜信财富为客户提供一站式海外生活服务…
其中，宜信财富好望角作为宜信财富旗下的移民金融领航者和高端海外生活规划平台的，受到高度关注，中国日报 China Daily 亦对此做出积极评价。以下是中国日报 China Daily 全篇中英文报道内容，以飨读者。
英文原文
Executives of CreditEase Wealth Management attend the launch of the company's Singapore office in June 2017. [Photo provided to China Daily]
CreditEase looks to expand its footprint with products for wealth management
Amid a boom in the global wealth management sector, CreditEase Company, the Beijing-based financial technology conglomerate, is ramping up efforts to expand its presence in overseas markets.
The process started in 2015, when CreditEase successfully listed its online consumer finance and wealth management subsidiary, Yirendai, on the New York Stock Exchange, becoming China's first listed financial technology or fintech company in the global market.
Recently, CreditEase's sub-brand CreditEase FinTech Investment Fund, a venture fund investing in growth-stage fintech companies, was named among the 2017 Most Active FinTech Investors by FT Partners, an investment banking firm based in San Francisco.
In recent months, Credit-Ease FinTech Investment Fund had been investing in fintech companies at nearly one firm per month.
Established in February 2016, the fund has an equivalent of $1 billion in total committed capital. Up to now, it has invested in 24 fintech companies, covering the areas of lending, payment, personal finance, wealth management, enterprise solutions and insurance.
By the third quarter of 2017, a total of 13 firms, invested by CreditEase, ranked among the "Fintech 250" list released by US-based venture capital database CB Insights, and the figure has been rising ever since.
CreditEase attributes its success so far to its international team of veteran financial professionals who work across different time zones every day.
Usually around 8 am in Beijing, its multinational team starts its work day with focus on communication. "Geographical separation and time differences won't be a barrier, and every member within the team, no matter where he is, is able to communicate with each other every day," said Cong Yu, a managing partner of the fund.
"We make decisions in a short period of time. It takes us two to four weeks from getting to know a case, to doing relevant research, and finally deciding whether to invest in the case or not," said Cong.
"A global footprint is the company's goal. The company's two major businesses are inclusive finance and wealth management, and all of our businesses under wealth management are involved in overseas markets," said Tang Ning, founder and chief executive officer of CreditEase.
Its overseas businesses include immigration, house purchases, education, tax planning, internship recommendation, legal service referral, insurance, short-term study, family trusts.
"We have been working on consumers' overseas life service for several years, and the overseas investment sector is also the company's target," said Tang.
Tang Ning (right), CEO of CreditEase, interacts with participants at an event in Beijing. [Photo provided to China Daily]
In April 2017, CreditEase was recognized as a registered investment advisor by the US Securities and Exchange Commission, marking its foray into the US' wealth management market.
It has expanded its overseas business across numerous countries and regions, such as the United States, the United Kingdom, Australia, Singapore, Israel, Portugal and Germany.
"We value the expertise CreditEase owns in fintech innovation. Many new technologies, such as cross-border payment, and block chain, are still at infancy stage. I am sure there is huge market potential lying in the sector," said Xiong Xiaoge, global chairman of IDG whose venture capital arm IDG Capital formed a comprehensive strategic partnership with CreditEase in 2017.
"Besides, the company possesses numerous talents in the field, which is another reason why we choose to team up with CreditEase," Xiong said.
Apart from IDG Capital, CreditEase has joined hands with various international partners, such as Wellington Financial Limited, Credit Agricole, Tishman Speyer and Blackstone Group.
On March 21, CreditEase signed a strategic cooperation agreement with Amundi Asset Management, the largest asset manager by assets in Europe, in Beijing. This deal made CreditEase the first cooperative partner of Amundi in China in the asset management industry.
Chen Zhichao, chief investment officer at Tishman Speyer China, said, "CreditEase has left us with the impression of 'strictness'. For all the overseas cases we partnered with CreditEase, the company conducted highly responsible due diligence from the very beginning.
"The company doesn't blindly trust so-called experts. Instead, it makes its own judgments from both commercial and market perspectives, which offers deep insights with a global vision."
Apart from assisting overseas companies, CreditEase offers help to Chinese investors to manage their wealth in overseas markets. Good Hope Investment Services Ltd, a sub brand under Creditease Wealth Management, works closely with Chinese high net-worth migrants to develop personalized wealth management, investment, tax planning, insurance, immigration and lifestyle solutions.
The company offers clients institutional advice on a range of issues, provided by a talented team of international professionals with local expertise. Now, the sub brand manages over $1 billion US and European investment assets.
"As global asset allocation has been booming in recent years, many of our customers immigrate through investment. Our concept is to endow immigration with more financial investment attributes. Apart from letting consumers get an identity, I wish to use my investment experience to help them gain more returns on investment," said Jenny Zhan, general manager of Good Hope.
Song Li, 54, a Chinese client of Good Hope whose son, aged 23, studies for MBA medical engineering accountancy in Miami, Florida, considered an immigration-oriented investment programs two years ago. "On accepting the case, the consultant team handed in the application within a month, and 10 months later, our whole family were granted the initial approval issued by the USCIS (US Citizenship and Immigration Services). We are confident that Good Hope would bring satisfying investment benefits to us," said Song.
With the market booming, not only consumers but foreign partners of CreditEase are confident about the company's business overseas. "China's wealth management industry is at a turning point. Asset allocation will also undergo structural changes. With the market opening up further, there will be more new investment opportunities and more possibilities of asset management," said Richard Williamson, managing director of the offshore business for CreditEase Wealth Management.
He said China's wealth management market is becoming complete as well as individual-oriented. "The global market potential for consultants and extended services is huge," said Williamson.
中文翻译
中国企业在全球金融科技舞台熠熠生辉
——宜信踌躇满志
在财富管理领域影响力与日俱增
随着全球财富管理行业的蓬勃发展，总部位于北京的大型金融科技企业——宜信公司正凝心聚力、孜孜不倦地拓展其海外市场业务。
宜信国际化之路开始于2015年，当时宜信公司旗下集互联网金融和财富管理为一身的子公司——“宜人贷”成功在纽约证券交易所上市，成为“中国金融科技一股”。
去年，宜信新金融产业投资基金——一家投资于成长型金融科技公司的风险投资基金，被总部位于美国旧金山的著名金融科技公司——FT Partners评选为“美国最活跃金融科技投资公司之一”。
近来，这只基金几乎每个月至少投资一家金融科技创新企业，速度惊人。
宜信新金融产业投资基金发起于2016年2月，总规模达10亿美元。到目前为止，该基金已经投资了24家行业领先创新公司，涉及领域众多，包括借贷、支付、个人信贷、财富管理、企业解决方案以及保险等等。
全球知名创投研究机构CB Insights2017年发布了第三季度“金融科技250强（Fintech 250）”榜单，这是目前世界上最有影响力的Fintech 榜单之一。当时，宜信新金融产业投资基金投资的公司中，有13家公司名列其中。时隔半年之后，到2017年底，上榜企业数目继续增加。
宜信把它的旗开得胜与成果卓著归功于公司遍布全球各地的资深金融专家团队。
通常，北京时间上午8点钟，是宜信新金融产业投资基金跨国团队集中沟通的时段之一。基金管理合伙人丛郁表示：“跨地域和时区问题并不会成为我们的障碍，团队的每一位成员，不管是谁，无论在哪里都能够保证每天相互交流。”
他还说，“我们能在很短的时间内做出决策，一个项目从接触、尽调到最终决定投资与否，我们只需要两周左右的时间，最多四周。”
“宜信的目标是走向全球。普惠金融和财富管理是公司的两大业务种类，我们几乎所有的财富管理业务都已经涉足海外市场，”宜信公司创始人兼首席执行官唐宁讲到。
宜信财富的海外业务包括：投资移民、海外置业、海外教育、财税规划、子女实习、律师推荐、海外保险、海外游学以及家族传承等。
“在海外生活服务领域，宜信财富布局多年；在海外投资领域，宜信财富遥遥领先，”唐宁说。
2017年4月，宜信财富获得由美国证券交易委员会颁发的注册投资顾问（RIA）牌照，标志着该公司以合法的身份正式涉足美国财富管理市场。
该公司的海外业务目前已扩展至很多国家和地区，包括美国、英国、澳大利亚、新加坡、以色列、葡萄牙、德国等。
“我们十分看好宜信在金融科技创新领域所拥有的专业能力。目前，许多新技术包括跨境支付、区块链等还处于起步阶段，我相信宜信在这些新领域大有可为。”IDG全球董事长熊晓鸽这样说。IDG的风险投资部门IDG资本已于2017年与宜信达成全面战略合作伙伴关系。
“另外，宜信拥有在金融科技领域的众多优秀人才，这也是我们选择与宜信合作的另一个重要原因，”熊晓鸽讲到。
除了IDG资本，宜信到目前为止，已经与包括惠灵顿资本、法国农业信贷银行、铁狮门、黑石集团等多家国际顶尖公司强强联手。
3月21日，宜信财富与欧洲最大的资产管理机构——东方汇理资产管理公司在北京签署战略合作协议。此次合作使得宜信财富成为东方汇理在中国财富管理行业的首个战略合作伙伴。
铁狮门中国首席投资官陈志超说：“宜信给我们留下了的印象是一丝不苟、杜微慎防。我们合作的所有海外项目，宜信自始至终恪尽职守，进行高度负责的尽职调查。它从不盲目信任所谓的专家，相反，它会从盈利和市场两个角度做出自己的判断，是一家具备深刻洞察力和全球视野的公司。”
除了投资外国公司，宜信财富还为中国投资者提供管理海外资产的服务。好望角咨询是宜信财富旗下的另一个子品牌，它为中国高净值客户提供一站式海外生活服务，包括移民、置业、投资、财税规划、保险经纪等，不但如此，“好望角咨询”还能够为高端客户开发个性化财富管理方案。
好望角咨询拥有一支高素质的国际化专业团队，为客户提供多种海外生活咨询服务。目前，它管理着客户超过10亿美元的投资资产，遍布美国和欧洲。好望角咨询总裁詹惠敏讲到：“近年来，随着全球资产配置的风潮涌现，我们许多客户都希望通过投资的方式进行移民。我们的理念是赋予移民更多的金融投资属性。除了帮助客户获得海外身份，我真诚的希望能用我的投资经验帮助他们获得更多的投资回报。”
现年54岁的宋丽（化名）是好望角咨询的客户，她23岁的儿子在美国佛罗里达州迈阿密攻读MBA医学工程会计学。两年前宋女士通过“好望角咨询”进行了投资移民。宋女士说：“好望角咨询团队工作效率十分高效，他们在一个月之内就帮助我们递交了申请，十个月后，我们全家就获得了美国公民及入境事务处（USCIS）的初步批准。我也相信好望角会为我们带来满意的投资收益。”
随着金融市场的蓬勃发展，不仅仅是客户，宜信财富的外国合作伙伴也对公司的海外业务信心满满。宜信财富海外业务董事总经理Richard Williamson表示：“中国的财富管理行业目前正处于转折时期，资产配置也将发生结构性改变，国际市场在进一步开放，未来，宜信公司将会获得更多的投资机会和资产管理份额。”
他说，中国的财富管理行业变得越来越成熟，也越来越朝着定制化的方向迈进，同时，财富管理领域的咨询和服务也越来越向全球市场拓展。
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本文不代表好望角官方观点，仅供参考，不能作为投资决策的唯一参考因素。本文不构成任何投资建议，对内容的准确与完整不做承诺与保障。过往表现不代表未来业绩，投资可能带来本金损失；任何人据此做出投资决策，风险自担。